“Charles Katebi … says traditional defined-benefit government pension programs, including those in Minnesota, rely on fraudulent assumptions. 'The difference between a Ponzi scheme and these retirement systems is that lawmakers have the taxpayers to fall back on, and the assumption is that their tax base will continue to increase in the future …' Kim McCormick … says Minnesota’s pension changes merely give the appearance of change. 'Minnesota has been lying to itself about how much it can earn on assets and how big its liabilities are for years,' McCormick said.”