“Hopefully this credit downgrade provides the shock necessary to change this denial dynamic and spur all parties to get serious about reforming the system. It can be done. Look at Rhode Island. … What they accomplished was a complete overhaul of the state’s pension system in The Rhode Island Retirement Security Act (RIRSA) of 2011, which went into effect in 2012.”(Note: Here is a chartcomparing the overall financial condition of Vermont and Rhode Island since 2011, drawn with our State Data Lab facility.)