“A POB is a bad plan in so many ways, most of all because a city can’t borrow its way out of a debt problem. It’s destined to fail, it’s a can kick and it will likely cost taxpayers more in the long run. … Like so many other cities, Rochelle officials are looking for a silver bullet for their crisis. And like so many officials before them, they think that bullet is a POB. But additional borrowing will do nothing to fix Rochelle’s crisis.”