By William Patrick, in partnership with Watchdog.org, includes “… According to Truth in Accounting, a Chicago-based fiscal watchdog, 95 percent of the largest cities in America have financial obligations in excess of assets available to pay for them. … The nonpartisan research group has called for understandable, reliable and transparent financial information from all levels of government, since its founding in 2002. Across all 20 cities, it calculates almost $263 billion in debt…”