“… The compounded interest from the proceeds of the bond would add to the pension fund and would also improve predictability as currently the pensions are recalculated every year. Councilman Joe Scarbeary, also an active member of the Streator Fire Department, gave a presentation explaining the plan to council members and explained the mayor of Berwyn spoke highly of the strategy. 'He said if you’re not doing it, you’re crazy. It’s free money,' Scarbeary said.”