By Susan Banta, Michael Lowenthal and Ben Henken, includes “… Pew’s findings for Montana’s largest plans suggest that leaders could consider further policy actions. Potential reform options include lower assumed rates of return on investments that more closely align with projected market performance and a commitment to additional funding over time to prevent rising pension debt.” (Note: Stress testing pension plans can bias policy in favor of pension plans. Stress testing should arguably be for the overall government, not just its pension plans.)