Op-ed by state senator John Moorlach, includes “Two recent financial tremors should caution California and its municipalities that they had better get their financial houses in order. The first came from Controller Betty Yee in her update on the state’s retiree health care liabilities. On January 31, she reported 'the state’s cost for retiree health and dental benefits' has grown to $92 billion, up from last year’s $77 billion. … The second tremor came on Feb. 5 with the massive stock market drop, the beginning of the worst week for investors since 2008.”